Investment Property
Explore financing for rental properties and your next real estate investment.
Investment property financing helps you purchase or refinance a home you plan to rent out rather than live in.
Potential benefits
- Conventional and alternative financing options may be available.
- Can be used for single-family and some multi-unit properties.
- Financing may help preserve capital for other investments.
General eligibility considerations
- Credit, income, assets, and reserves are reviewed.
- Down payment requirements are typically higher than for primary residences.
- Property type and rental income may be considered.
Important limitations
- Rates and costs are commonly higher than for owner-occupied homes.
- Higher reserve requirements may apply.
- Investment real estate carries market and vacancy risk.
Common questions
Can rental income help me qualify?
In some cases, a portion of expected or existing rental income may be considered, subject to program guidelines.
How is this different from a DSCR loan?
Traditional investment loans usually review personal income, while DSCR loans focus primarily on the property’s cash flow.
Is Investment Property right for you?
Every situation is different. Book a no-pressure consultation and a licensed loan expert will review your goals and walk through the options that may fit.
Program descriptions are general information, not a loan offer or commitment to lend. Eligibility, rates, fees, and terms depend on your circumstances and lender requirements and are subject to change. Not all applicants will qualify.
From first call
to closing day.
Your BridgePoint loan expert walks you through every step, so you always know what is done, what is next, and what you will need.
Tell us your goals
Buying your first home, growing your portfolio, or putting equity to work. We start with you.
Explore your options
Get clear guidance on the programs and possibilities that fit your financial picture.
Move forward with confidence
Your dedicated team stays by your side through the details, decisions, and closing.
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Let’s Build What’s Next
Whether you’re buying your first home, making your next move, or refinancing, we’re here to help you move forward with clarity and confidence.